Electric Bike Financing
Ride the bike you actually want. Pay as you go.
Stop settling for a cheap eBike that'll let you down in six months. Finance a premium electric bike through Affirm or iFinance Canada — with monthly payments often less than your transit pass.
Example monthly payment
on a $3,299 eBike over 48 months*
Compare monthly costs
*Example only. Actual rates and terms determined by your chosen financing provider. OAC.
Two great options
Choose the financing that fits you
Whether you're buying online from home or visiting our Ottawa store, we have a fast, easy financing solution built for you — with no surprises and no hidden fees.
Buy now, pay later — right at checkout
Affirm is the fastest way to split your eBike purchase into manageable payments when shopping online. Simply select Affirm at checkout, apply in seconds, and you're done — all from the comfort of home.
- Select Affirm at checkout — apply in under a minute
- Split into 3, 6, 12, 24 or 36 monthly payments
- No late fees and no compounding interest
- Transparent payments — know exactly what you'll pay upfront
- Works on any Scooteretti online purchase
- Soft credit check — no impact to your score to apply
Larger loans, longer terms — perfect for in-store
iFinance Canada is ideal when you want a longer repayment term or a larger loan amount. Perfect for premium eBike purchases in-store or online — with instant approval and competitive rates tailored to your situation.
- Terms up to 84 months — lower monthly payments
- Larger loan amounts for premium bikes up to $15,000+
- All credit backgrounds considered
- Instant approval decision — in seconds
- Ideal for in-store and online purchases
- 100% Canadian financing company
Not sure which option is right for you?
Our Scooteretti financing experts are here to help — no pressure, just honest guidance. We'll walk you through both options, answer your questions, and make sure you get the best deal for your situation. It's easy, fast, and designed to work with you.
iFinance Payment Estimator
Calculate your monthly payments
Use the official iFinance Canada calculator below to explore real payment scenarios for your eBike purchase. Adjust the loan amount, term, and down payment to find a plan that works for you.
No impact to your credit score to apply. Available to Canadian residents only.
Simple process
Approved in under a minute
Two paths, one destination: your perfect electric bike. Here's how each option works.
Add your eBike to cart
Browse Scooteretti's full collection online and add the electric bike you love to your cart. No compromise needed.
🛒 Online onlySelect Affirm at checkout
On the checkout page, choose Affirm as your payment method. Apply in under a minute — it's built right into checkout.
⚡ Under 60 secondsChoose your plan & ride
Pick your preferred payment plan (3–36 months), confirm your order, and your eBike ships free across Canada.
🚚 Free shippingChoose your eBike
Visit us in Ottawa or browse online. Find your perfect premium electric bike — Bosch-powered, fully warranted.
🏪 In-store or onlineApply in 2 minutes
Apply online at our iFinance application page. The form is short, fully secure, and won't affect your credit score.
🔒 Soft credit checkInstant decision — ride
Get your approval in seconds. Our team contacts you to finalize, and your eBike is ready to go the same day.
✅ Seconds to approveSide by side
Affirm vs iFinance — which is right for you?
Both are excellent options. The right choice depends on how you're buying and how long you want to spread payments.
| Feature | Affirm | iFinance Canada |
|---|---|---|
| Best for | Online purchases | In store |
| Maximum term | Up to 36 months | Up to 84 months |
| Loan amounts | Standard purchases | $3,500+ |
| Apply at checkout | ✓ Yes — built in | Online application |
| Approval time | Under 60 seconds | Seconds–minutes |
| Credit impact to apply | ✓ Soft check only | ✓ Soft check only |
| Late fees | Per loan agreement | Per loan agreement |
| All credit types | Good–excellent | ✓ All considered |
| Canadian residents | ✓ Yes | ✓ Yes — all provinces |
Not sure? Our financing experts will help you choose the best option for your situation.
Speak to a Financing Expert →The smart investment
Why financing a premium eBike beats buying a cheap one outright
A low cost eBike purchased elsewhere feels affordable until it breaks down six months later — and you're stuck paying for repairs, replacement parts, or a whole new bike. Budget bikes use uncertified batteries, generic motors, and components that simply weren't built to last.
A quality electric bike from Scooteretti — powered by Bosch, built by Riese & Müller, Gazelle, Moustache, Cube or Tern — is engineered to last 10 years or more. With UL-certified batteries, hydraulic disc brakes, and warranties up to 10 years, you're investing in something that truly delivers every single day.
Financed over 48 months through iFinance or Affirm, your payments are often less than a monthly transit pass — and you own an asset that saves you money, time, and carbon emissions for years to come.
Browse Premium eBikes →| What matters | Budget eBike Financed @ 9.99%* |
Financed Premium Financed @ 9.99%* |
|---|---|---|
| Purchase price | $800 – $2,800 | From $3,500 |
| Monthly payment* | ~$26–$90/mo | From ~$109/mo |
| Bosch motor | ✕ Generic motor | ✓ Bosch mid-drive |
| UL certified battery | ✕ Uncertified | ✓ UL2849 |
| Expected lifespan | 2–5 years | 15+ years |
| Service network | ✕ Limited | ✓ 2,465+ centres |
| Warranty | 1 yr pro-rated | Up to 10 years |
| True 15-year cost Replacing every 2–3 yrs vs. owning one |
$10,000–$15,000+ | ~$6,100–$8,500 |
*This payment is an estimate and is calculated based on an example interest rate of 9.99% and includes an administration fee. All loans are open and may be repaid in full at any time without fees or penalties. The estimated payment is shared for illustrative purposes only. The final loan amount, loan term, interest rate, administration fees and payment amounts are subject to change upon final loan approval.
Happy riders
Canadians who chose to finance smart
"I kept looking at cheaper bikes thinking I couldn't afford a Gazelle. Scooteretti showed me the financing option — my monthly payment is literally less than my old OC Transpo pass. Best decision I've made."
"Applied for iFinance on my phone while in the store. Got approved in about 30 seconds — I was shocked how easy it was. I now ride to work every single day. The team at Scooteretti made it effortless."
"Used Affirm at checkout — took maybe 45 seconds. I bought a Moustache and it's been perfect for 3 years. I wish I'd done this instead of buying that cheap bike two years before."
FAQ
Electric bike financing — your questions answered
Everything you need to know about financing an eBike at Scooteretti.
Your dream eBike is one click away.
Choose your financing option, apply in seconds, and start riding a premium electric bike today. Our team is here every step of the way.
🇨🇦 Canadian residents only · OAC